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Satu plan perlindungan serta simpanan dengan PENDAPATAN, melalui pembayaran berkala (setiap 3 tahun sekali) yang menepati kehendak kewangan semasa peserta. - PELAN PRIMA

Plan jangka masa panjang dengan kadar PERLINDUNGAN serta SIMPANAN yang tinggi. - PELAN MESRA

Program tabung untuk waris yang "ditinggalkan" dengan SIMPANAN yang SANGAT TINGGI. - PELAN WARISAN

Perlindungan MAKSIMUM dengan jumlah sumbangan yang RENDAH (tanpa simpanan)- PELAN EHSAN

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Bagaimanakah Dana pilihan anda dan apakah pulangan yang anda harapkan?

- Perlindungan sahaja tanpa simpanan. Sumbangan RM30 - RM60

- Perlindungan dan Simpanan. Tanpa Medical Card. Sumbangan RM70 - RM100

- Perlindungan dan Simpanan bersama Medical Card. Sumbangan RM100 - RM200

- Perlindungan dan Pendapatan berkala. Sumbangan RM150 - RM300

- Perlindungan dan simpanan untuk tinggalan kepada Waris, Sumbangan RM100 - RM300

- Dana Pendidikan Anak-anak. Sumbangan RM50 - RM300

How Takaful Diff from Insurance

There are several differences between Takaful and conventional insurance. The main differences are that in Takaful, the Participants donate to a shared Takaful Fund to provide protection for each other against risks, whereas in conventional insurance the premium is paid to the insurance company which bears all of the risk.

In addition, any surplus in the Takaful Fund is distributed among Participants and shareholders on the basis of Mudaraba and Wakala models, whereas all profits in conventional insurance belong to the shareholders of the insurance company only. As such, Takaful is based on mutual cooperation whereas conventional insurance is based more on commercial factors.

The third major difference is that Takaful companies adopt strict Shari’a principles in all aspects of their operations, avoiding prohibited concepts such as Riba (interest), Al-Gharar (uncertainty) and Al-Maisir (gambling), supervised by an external Shari’a Supervisory Board